Everything you need to run a serious reseller operation.
Written by the team that runs RetailWorld. Buying-group mechanics, Net-term math, card and bank-bonus strategy, tax compliance, and a glossary of the vocabulary.
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How buying groups actually make money.
The economics of the middle in a buying-group transaction — three revenue streams, why two are generous and one starts to look like skimming when it's pushed too far.
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Schedule C for buying-group resellers, line by line.
Where to put your $94k 1099-NEC, what's deductible, what isn't, and the four lines that get most resellers audited.
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The best credit cards for buying groups in 2026.
Six cards that make sense if you're running 5-figure+ monthly buys — ranked by effective return, not marketing copy.
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Browse by topic
How the model works
Buying group fundamentals
What buying groups are, how they make money, and what separates a serious group from a scam.
3 articles
Get paid more, more efficiently
Net terms & cashflow
Net 7, 15, and 30 commission bonuses, when each makes sense, and how to align them with your card statements.
2 articles
Cards that pay you back
Card strategy
Personal and business cards worth carrying for buy-group volume — SUBs, category multipliers, and rotation tactics.
4 articles
Found money for resellers
Bank bonuses & DD
Live bank account bonuses, direct-deposit hacks, and the ChexSystems rules that govern stacking them.
4 articles
Keep the IRS bored
Taxes & compliance
1099-NEC reporting, recordkeeping, quarterly estimates, and the clauses every reseller should know about.
3 articles
Sourcing & selling tactics
Marketplace ops
Per-retailer sourcing tactics, Amazon gating, and the operational details that separate hobby from business.
2 articles
Browse by format
Guides
Deep, no-fluff guides on how buying groups work, how to scale, and how to keep Uncle Sam happy while you do it.
- 8 min
How buying groups actually make money.
The economics of the middle in a buying-group transaction — three revenue streams, why two are generous and one starts to look like skimming when it's pushed too far.
- 9 min
Sourcing at Best Buy for buying groups: the full playbook.
Best Buy is the workhorse retailer of buying-group flow. Sourced right, it's the most consistent source of high-AOV inventory you'll find. Here's the complete operational playbook.
- 11 min
Schedule C for buying-group resellers, line by line.
Where to put your $94k 1099-NEC, what's deductible, what isn't, and the four lines that get most resellers audited.
- 7 min
LLC vs sole proprietor: does it actually matter for resellers?
An LLC is a $300/year decision dressed up as a $30,000/year decision in the wrong reseller's mouth. Here's when it matters and when it's overkill.
- 7 min
How to align Net 30 with your credit card cycle for free float.
If you time it right, Net 30 plus a long-grace card gives you 50+ days of free working capital and a higher commission. The math is unglamorous but mechanical.
- 7 min
Buying group vs Amazon FBA: which fits your reseller setup?
Two completely different operating models with similar input costs. Here's the honest tradeoff matrix — capital, time, risk, margin, scalability — for sellers actually doing the volume.
- 7 min
What is a buying group? A no-BS explainer.
Buying groups let resellers tap into retailer rebates, promos, and allocations that no solo seller can get. Here's the actual mechanics.
- 9 min
Amazon gating 101 for buying-group resellers.
Gated brands, gated categories, ungating strategies, and why you should care before you load up on any buy.
- 8 min
The 1099-NEC for resellers, plain English.
If you sold more than $600 through a buying group last year, you're getting a form. Here's how to read it, file it, and keep the IRS bored.
- 6 min
Net 7 vs Net 15 vs Net 30: which term actually pays you more?
The bonus tiers look small on paper. Worked out on real buy volume, they swing five figures a year.
Credit cards
The best credit cards for retail arbitrage — SUBs, category multipliers, and business cards worth chasing.
- 8 min
Chase 5/24 for resellers: how to actually navigate it.
5/24 isn't a death sentence — it's a sequencing problem. Here's what counts, what doesn't, and a 12-month application calendar that maximizes Chase points without burning the relationship.
- 6 min
Costco card stacking in 2026: how to clear 4%+ on every dollar.
Executive membership plus the Costco Anywhere Visa creates a clean 4% floor. Here's the math, the membership-tier breakeven, and where the stack actually breaks down.
- 10 min
The best credit cards for buying groups in 2026.
Six cards that make sense if you're running 5-figure+ monthly buys — ranked by effective return, not marketing copy.
- 6 min
5 business cards every reseller should have in 2026.
The starter rotation. Built around no-foreign-fee, high-SUB, high-category cards — and one quiet workhorse.
Bank bonuses
Live bank account bonuses that stack cleanly with a reseller's cashflow. Updated weekly.
- 6 min
May 2026: bank bonus playbook for resellers.
What kinds of offers tend to surface in Q2, what to prioritize when you only have time to chase a few, and a checklist for evaluating any specific bonus you find on a tracker.
- 6 min
Best banks that accept brokerage push as direct deposit (2026).
Not every bank treats a Fidelity ACH push as 'direct deposit.' Here's the working list, the historical holdouts, and how to never lose a bonus to fine print again.
- 5 min
April 2026: bank bonuses worth chasing this month.
Fresh bonuses that stack cleanly with a reseller's direct-deposit cashflow. Seven picks, all under 90-day hold times.
- 7 min
How bank bonuses actually work (and why they're back).
A quick tour of the mechanics, the clawback traps, and why 2026 is the best year for bonuses in a decade.
Glossary
25 terms, defined.
From Net 7 to ChexSystems to Pro Xtra— the buying-group field's vocabulary, in one place.